Thursday, March 29, 2018

Money Crashers: 8 Things You Should Always Buy Online

In my last post, which introduced my article on things you should never buy online, I talked about my disappointing experiences shopping online—particularly for shoes. After ordering the same pair shoes from Zappos last month in three different sizes, then being forced to ship them all back because not one pair fit comfortably, I concluded that I simply shouldn't buy any more shoes without being able to try them on.

Well, as it turns out, that resolution didn't last long. Because, as I discovered last night, shopping for shoes in a store has can be even more problematic than buying online—especially for someone with weird feet like mine.

After my disappointing experience with Zappos, I decided I should give up on shoes with any kind of built-in arch support, since it always seems to hit me in the wrong part of the foot. So instead, I decided to try the nearby Skechers outlet, knowing that Skechers makes many shoes with a memory foam insole that conforms to your particular foot. I tried on every single pair of flats in the store, and I didn't find any that was a perfect fit, but I found one pair in a size 7 regular that I thought would be acceptable. Until I got it home, that is, and started wearing it around the house. After an hour of just sitting still with the shoes on my feet—not even walking around much—they were starting to cut off my circulation. And since they were also so long that my heels came close to slipping out of the shoes when I walked, I knew sizing up wasn't an option. So, back those went to the store.

Then, last night, I gave DSL a try. This experience was even worse: there wasn't a single pair of shoes in the store in a wide width. I tried simply sizing up to a 7 regular, but in every single case, the size 7 - and sometimes even the 7 1/2 - was too tight across the top, yet too long at the same time. There were one or two pairs I could get my feet into, but none that felt comfortable.

So I came home and fell back on Plan B: I ordered a pair of shoes from Minnetonka Moccasin. These aren't vegan, but they're made from moosehide, which comes from (presumably) free-range moose, so it fits within my ethical limitations. And on every other requirement, they appear to tick all the boxes: they're available in a 6 1/2 wide, they look reasonable, and the overwhelming majority of reviews describe them as both incredibly comfortable and incredibly durable. They're a little pricey at $70, but if I can get five or more years of wear out of them, they'll still be a great value. And if they don't fit, I can send them back and exchange them for a different size, free of charge, until I find a pair that does. If I try on all the sizes and nothing fits, well, I'll have to eat the $7 return shipping, but I'd rather take that risk than waste another evening in a shoe store trying on pair after pair to no avail.

So it appears that, at least where shoes are concerned, sometimes online shopping is the best option after all. And that makes this story a good way to introduce my latest Money Crashers piece, which is all about the things you should always buy online. Once again, shoes aren't on that list (for someone with normal feet, shopping in a store for those is probably easier), but clothes are—or at least, "clothing basics" where fit isn't crucial—along with seven other items that are nearly always cheaper and more convenient to order over the Web from the comfort of your home.

Find out what they are here: 8 Things You Should Always Buy Online

Wednesday, March 28, 2018

Money Crashers: 8 Things You Should Never Buy Online

I have a love-hate relationship with online shopping. I love the fact that it's possible to find almost anything online, and often at a much better price than I'd be likely to pay for it in a store. And I love the ease of being able to search and compare products and prices. in the space of a few minutes from the comfort of my own home, rather than dashing from store to store. (Case in point: we recently decided we could use some wet-erase markers to use with our homemade RPG battle mat, since the dry-erase markers tend to get smudged during use (or if a cat decides to sit on the map). We looked at every store we could think of and found only one set at Staples for $12, which we weren't sure was worth it. Then I went online and found a set on eBay for $6, shipping included.)

What I hate about it is how often that one perfect thing I found online after a fruitless search in the stores turns out, when it finally arrives, to be not so perfect. Then I have to go to the trouble (and sometimes expense) of shipping it back, and the search starts up all over again. This seems most likely to happen with shoes, as I was recently reminded when I ordered the same pair in three different sizes from Zappos, figuring at least one of them was bound to fit, and ended up having to return all three because the arch support his my foot in the wrong place. At least the return shipping was free.

So I've pretty much come to the conclusion that shoes are one product I simply shouldn't try to buy online (unless it's a brand and style I've bought before that I know for sure will fit). And it occurred to me that probably there were several other products that fit into the same category—products that, for one reason or another, it simply isn't worth shopping for online, no matter how good the prices look.

In my latest Money Crashers article, I've done my best to identify those products. I went through a bunch of lists compiled by experts of products you shouldn't buy online and came up with a set of eight that there was widespread agreement on. Shoes, interestingly, do not make the list (the experts were split on those), but there are several others that you might expect (e.g., mattresses) and some that are a bit more surprising (e.g., makeup). 

Find out what they are here: 8 Things You Should Never Buy Online. And keep an eye out for my companion piece, which should be published soon, on the eight items you should always buy online.

Tuesday, March 27, 2018

Money Crashers: 5 Benefits of Baking Your Own Bread at Home and How to Get Started

It's been five years now since our bread machine died and Brian decided, rather than replace it, to start baking all our bread by hand. Over the course of those five years, I've asked him from time to time if he would like to have a bread maker again, and his answer has always been no. I've also mentioned other bread-making methods to him, such as the no-knead method featured in Artisan Bread in Five Minutes a Day and its sequels, but he was never interested. He really enjoys the whole process of baking bread by hand, getting his fists into the dough, and he would actually miss it if it were no longer part of his routine. He's willing to make the minor concession of baking two loaves at a time, so he only has to do it every two weeks instead of every week, but that's as far as he'll go.

However, I realize this isn't a decision everyone would want to make. Some people would love to have fresh bread every week, especially at a third of the price they'd pay for a fancy loaf from the bakery, but they just have things they'd rather do with their time than knead bread dough.

My latest Money Crashers article is for them. In it, I discuss all the advantages home-baked bread has over the store-bought stuff—including price, flavor, nutrition, and the chance to customize recipes to fit your taste—and then explain how it's possible to get these benefits without having to set aside three hours every week for baking. I explore methods such as batch baking, using a machine, baking in your slow cooker, and using the no-knead method, discussing how each one compares to store-bought bread in time, cost, and taste.

To learn more about baking your own bread on a busy schedule, check out the article:

5 Benefits of Baking Your Own Bread at Home and How to Get Started

Saturday, March 24, 2018

Gardeners' Holidays 2018: First Sowing

It appears to have become a tradition around here to celebrate the official first day of spring with a snowstorm. In 2015, I stubbornly went out and sowed my snap peas in a light snowfall that later accumulated to about four inches; in 2016, I did the same with only a paltry inch of snow in the forecast; and last year I had to give in and postpone the planting because there was already a couple of inches on the ground. And this year, our spring Gardeners' Holiday had to be postponed on account of this:

While that's a lot of snow for what's supposed to be springtime, it could have been a lot worse. The forecast was originally calling for eight to eleven inches of heavy snow that could take out trees and power lines; instead we got about seven inches of fairly light, fluffy snow that was fairly easy to shovel. It was already starting to melt the day after it fell, and by the weekend, nearly all of it was gone.

That freed us up to plant our peas today, right on schedule. But before we could put them into the ground, we had to prep the beds, which were full of a lot of weeds and debris left over from last year's crops.



We cleared all that out as best we could, then I worked on clearing away the worst of the weeds from the path area while Brian opened up our new compost bin and extracted several buckets full of nice, dark compost.


After dumping those out onto the beds and raking it out smooth, we were ready to start planting the peas. Fortunately the bed we're putting them in this year is the left front one, which gets more early sun than the others, so the dirt in it was fully thawed. Rather than fuss around digging a trench, Brian just out all the peas in a neat little row, two inches apart, and then pushed them down into the dirt up to the depth of his first knuckle.


Before these plants grow tall enough to latch onto the trellis, we'll need to make some repairs to the bottom part of it. Apparently we didn't leave quite enough extra at the bottom when we attached the netting after rebuilding the garden beds last year, so some of the strings have worked themselves loose (as you can sort of see in the photo). But these peas will take a while to come up, so we have plenty of time to deal with it.

And now that this chore is all taken care of, we can go out for a little walk and enjoy the spring weather...before it snows again tomorrow.

Monday, March 19, 2018

Money Crashers: Avoid Frugal Fatigue with Cheap Luxuries

I've always made a point of stressing, on this site and off it, that frugality isn't the same thing as deprivation. Ideally, in fact, living a frugal life means you have more money and time to spend on the things that really matter to you. As I put it in this 2010 entry, "we really can have our cake and eat it too, as long as we're willing to bake it ourselves."

The problem is that a lot of people don't really know how to cut back without going to extremes. They'll try to trim their budgets down to the absolute bare bones, and then after a few weeks of feeling deprived, they snap and go on a spending binge. Then follows self-recrimination, a vow to turn over a new leaf, another period of self-denial...and the cycle repeats itself.

The best way to avoid this problem—sometimes known as "frugal fatigue"—is to make sure you allow yourself to indulge a little while you're saving money. There are plenty of treats that you can enjoy for very little money or even no money at all, such as fluffy TV shows, hand-picked flowers, homemade coffee treats, cozy bedding, library books, online puzzles, and other forms of cheap entertainment. Little luxuries like these make a frugal lifestyle a joyful and abundant one.

This is the theme of my latest Money Crashers article. I outline the causes and symptoms of frugal fatigue and then offer a list of cheap luxuries that can alleviate it, such as fresh flowers, fancy toiletries, home-cooked gourmet meals, and even the extra-plushy toilet paper. I give prices for each item on the list and discuss ways of lowering the cost still more, so you can stretch your "mad money" as far as possible.

Read all about these luxuries that won't break the bank here:

Sunday, March 18, 2018

Recipe of the Month: Celery Root and Potato Puree

Our Recipe of the Month for March involves a vegetable we've never tried before: celery root, otherwise known as celeriac. Despite the name, celery root isn't simply the root part of a normal celery plant; it's a related plant grown mainly for its edible roots. These roots smell and taste quite similar to stalk celery, but like most root vegetables, celeriac keeps much better in cold storage than green celery. It's also rich in vitamins B6, C, and K, as well as phosphorus, and it has a not unreasonable amount of fiber and protein.

Despite these benefits, however, Brian and I never had a really good reason to try it until we picked up the most recent issue of Stop & Shop's Savory magazine. In a section on recipes for Passover, there was one for Garlicky Celery Root and Potato Puree, touted as a "creamy side dish [that] goes well with any meal." This versatile dish looked like it might make a good addition to our veggie repertoire, so we decided to stop by the Whole Earth Center and pick up the necessary ingredients. In addition to the celeriac, we'd need some gold potatoes, which are a better variety for boiling than the white or russet potatoes we usually buy.

These ingredients proved to be quite a bit pricier than we'd expected. Even though we were only making a half recipe, we still needed a pound of celery root, which was priced at $2.99 a pound. (We actually bought slightly less than a pound because it was sold in fist-sized knobs, and two of these knobs weighed in at 0.84 pounds. At that price, we didn't think it was worth buying a third one.) We also needed a pound of the Yukon Gold potatoes, which were much pricier than our usual variety at $1.69 a pound. Perhaps we could have paid less per pound by buying a larger bag somewhere else, but we would still have paid more in total, and we would have had to figure out what to do with all those extra potatoes. So the ingredients we bought specifically for this recipe came to $4.20, not counting the olive oil and garlic we already had at home. At that price, this was going to have to be one hell of a side dish to justify the cost.

Making the puree wasn't difficult. Instead of boiling the celery root and potatoes on the stove as the recipe specified, Brian cooked them together in the pressure cooker on his usual potato setting, which worked just fine. Then he browned the garlic in the skillet (using just a bit more than the recipe called for, as is his wont), added the cooked veggies, and mashed it all up together. The resulting mixture had a distinctly different texture from regular mashed potatoes, noticeably thinner and less starchy, but still reasonable to serve in the same position on the plate. Since the dish was new to us, we decided to serve it up as part of a simple meal of baked whiting (seasoned with lemon pepper) and green beans, and let the new recipe be the star of the meal.

The mashed mixture of potatoes and celeriac was definitely more interesting than regular mashed potatoes, though the celery flavor wasn't nearly as strong as we'd expected based on the smell of the celery roots. Perhaps cooking it mellowed the flavor, or perhaps the taste just isn't very strong to begin with, but it was merely a faint hint of celery's usual sharpness in the background, playing off the creamy mildness of the gold potatoes and the mellow flavor of the cooked garlic. It was tasty enough to bring us both back for seconds, but, to be honest, not so amazingly tasty that we thought we'd be eager to make it again. It's not that much work to make, but it's still more work than a plain baked potato, which is almost as good and a hell of a lot cheaper. Maybe not quite as healthy, but there are other veggies you can add to the meal that would be just as healthy without the added expense.

So I'd have to say this Garlicky Celery Root and Potato Puree is interesting mainly as a curiosity. It was definitely worth trying once, but it's not something I feel any need to include in our collection of staple dishes. Maybe if we could find both celery root and gold potatoes a lot cheaper, this lighter and lower-carb variant on mashed potatoes would be worth making more often, but at the prices we pay around here, it's not a good investment.

Sunday, March 11, 2018

To almond milk or not to almond milk

Recently, our local Stop & Shop gave us a coupon for a free bottle of So Delicious organic almond milk. We chose the vanilla flavor, which Brian has been enjoying on his breakfast cereal, saying it tastes like candy. (Ironically, this particular brand of almond milk actually has less sugar in it than regular milk contains naturally, but the vanilla makes it taste sweeter.)

This got me wondering, as I occasionally have before, whether we should consider switching from regular milk to almond milk. It's been a couple of decades now since I gave up most meats on account of objections to factory farming (outlined in more detail in my "How to Become a Vegetarian" article), and I know that most of those same objections apply to dairy milk as well. The cows don't live a normal cow life; they're kept indoors most of the time and fed on grain, which isn't their natural diet. That, in turn, causes them to produce a lot more methane, making dairy farming one of the most carbon-intensive industries in the country. It also consumes a lot of water, and while milking one cow over its lifetime is a more efficient use of resources than butchering it and eating it all at once, it's still a much less efficient way to convert land to food than growing grain. So if I really wanted to be intellectually consistent, I really ought to give up milk and cheese as well as meat.

However, there are a few details that always give me pause. The first is the cost: at most stores in our area, a half-gallon of soy or almond milk costs around $3, roughly the same as a whole gallon of nonfat dairy milk. I've looked into recipes for homemade almond milk to see whether it's any cheaper, but it appears to be exactly the opposite. This recipe from Kitchn calls for a ratio of one cup of almonds to two cups of water; according to this analysis from Huffington Post, that works out to just under six ounces of almonds to produce about 14 ounces of almond milk. The best price we've ever found for almonds is around $5 a pound, so that works out to $8.57 for half a gallon of almond milk—and it's considerably more work than buying it in a carton.

However, even at $3 for half a gallon, almond milk is still cheaper than organic dairy milk, which typically costs at least $4 for the same volume. So if I were ever to decide that I just couldn't sleep at night while drinking regular milk any more, switching to almond milk, or another plant-based milk, would definitely be the cheaper alternative. What's less clear, though, is this thorny question: Is almond milk really better for the environment?

At first glance, it seems like this should be an easy call. After all, we already know how inefficient and destructive raising animals for meat is; making a milk substitute out of plants should obviously be greener. Yet if you really delve into the question, it's by no means clear that this is the case. I was doing some investigating of the topic this morning, and after spending a good half-hour or more looking through Google results (at least the ones that looked reliable), I emerged more confused than ever. Here's what I found:
  • A 2016 life-cycle analysis of almond milk and dairy milk by UCLA undergraduates finds that almond milk has a much lower carbon footprint than cow's milk: about 0.36 kg of CO2 equivalent per liter, as opposed to 1.67 kg. However, its water use is much higher. It takes 77 gallons of water to produce a liter of dairy milk, but more than 1,611 gallons to produce a liter of almond milk.
  • However, One Green Planet vehemently disputes these figures. It claims that it takes only 30 gallons of water to produce one gallon of dairy milk—but a gallon of almond milk uses only 23 gallons. (Its source for these figures is a 2014 article in Mother Jones, which in turn cites a variety of academic and government sources dated between 2005 and 2012.)
  • The Guardian, a British news source that's normally very thorough in its fact-checking, takes a position that appears to be in between these two extremes—but it's a little hard to interpret. It claims (citing Mother Jones again) that it takes 1.1 gallons of water to grow one almond, but 100 liters of water to produce 100 milliliters of cow's milk. Unfortunately, this isn't exactly an apples-to-apples comparison, since it's not clear how many almonds go into a liter of almond milk. The UCLA paper used the recipe from Kitchn in its calculations, with its ratio of 1 cup almonds to 2 cups water—but based on their nutritional information, it appears that most commercial versions don't use anywhere near this volume of almonds. The Guardian claims that Alpro, one of the most popular brands in Britain, contains only 2% almonds by volume. The blogger at Treading My Own Path crunched the numbers using a less almond-intensive recipe and concluded that it requires 384 liters of water to produce a liter of almond milk, while cow's milk uses roughly 2.5 times as much.
  • However, the water required to grow almonds is proportionally more damaging because 80 percent of the world's almonds are grown in California. Tom Philpott of Mother Jones claims that even in the middle of a drought, the state continues to plant thirsty new almond groves to satisfy the ever-growing demand for the white stuff. These trees not only use up scarce water supplies, they're actually draining aquifers so fast that the ground is sinking at a rate of 11 inches per year in one area. This undermines buildings and increases the risk of earthquakes.
  • Meanwhile, Hilary Lebow of Alternative Daily comes out strongly in favor of "raw grass-fed milk," arguing that it's not only a "nutritional powerhouse" (packed with such buzzwords as "good bacteria," "digestive enzymes," "conjugated linoleic acid" that's "proven to reduce carcinogenesis," and "beneficial saturated fats, proteins and amino acids") but also completely free of all the environmental problems that plague factory-farmed milk. These eco-conscious dairy farms don't just have a smaller carbon footprint than the big factory farms, Lebow argues, they're "often actually improving the state of the land"—though she provides no evidence to back up this claim. 
Since I was getting so much conflicting information about the relative merits of cow's milk and almond milk, I decided to cast a slightly wider net and consider other plant-based milks to see if any of those offers clearer benefits. Perhaps one of the many other alternatives, such as soy, rice, oat, hemp, coconut, or the latest in the field, pea-based milk (often labeled as "plant protein milk," because "pea milk" doesn't sound very appetizing) would be a better bet in terms of both cost and eco-benefits.

Unfortunately, finding a clear comparison between these different plant-based milks proved even more complicated than nailing down the figures on dairy versus almond milk. Umbra of Grist magazine, normally very detailed in her research, ducks the issue, saying "it stands to reason" that a plant-based milk would be better for the planet than cow's milk (though not actually showing this to be the case) but saying it's practically impossible to compare the different types directly. She concludes that all commercial plant milks have their problems and urges readers to try making their own—which, as we've already seen, is quite a bit more costly than buying the stuff.

Well and Good is a little more helpful, listing various factors that affect the sustainability of nut milks and arguing that milk from peas "might" be the best option. They're higher in protein than nuts and much less water-intensive to grow, and because they're a nitrogen-fixing crop, they actually improve soil quality rather than using up tons of carbon-intensive fertilizer. It is a highly processed foodstuff—much more so than almond milk, according to the Washington Post—but at least all the stuff going into it is pretty earth-friendly.

Of course, these the same benefits also apply to soybeans, which were once the most popular source for plant-based milk. The Culture-ist recommends soy milk as the best of the plant-based milks, saying it's "comparable to cow’s milk" in protein and fat content (though lacking in calcium) and uses less than 30 percent as much water to produce. Unfortunately, soy milk has one big drawback, at least in my opinion: it tastes gross. The one time I experimented with soy milk, I quickly switched back to cow's milk because I couldn't stomach the stuff.

So maybe it's time to give pea protein milk a try. Organic Life notes that it offers 8 to 10 grams of protein per cup and has a "mildly nutty and sweet" flavor, as opposed to the "beany" taste I found so off-putting in soy milk. Unfortunately, the stuff ain't cheap: Target lists a 48-ounce carton of Ripple at $3.99, which works out to a whopping $10.64 per gallon—way more than almond milk and even higher than organic cow's milk. But perhaps Stop & Shop will come through with another coupon, and we'll get a chance to see how we like it at a more reasonable price.

Friday, March 9, 2018

Money Crashers: What Is Slow Food

Brian and I don't eat out very often. Once or twice a month we'll stop by Starbucks for a fancy drink and a game of cribbage, but if we ever go out for an entire meal, it's generally either because we're out with friends—which is a bit of a special occasion for us—of because we want something special that we can't make at home. Thus, we hardly ever set food in the kind of restaurants that are usually labeled as "fast food." We might pop into one once or twice a year when we're caught short while out shopping, but that's about it.

Now, if the headlines are to be believed, we're doing ourselves a favor by skipping the burger joints. Although these places have made some improvements recently, their food still isn't all that healthy, and eating out of a paper bag in a plastic booth under glaring light isn't exactly soothing. Then, of course, there's the impact all that factory-farm meat (which is still the main ingredient in most fast-food meals) has on the environment. And finally, there's the cost, which can add up to thousands of dollars for a burger-a-day habit.

The Slow Food movement was founded in the 1980s to counter all these problems. Its goals are to promote food that's "good, clean, and fair"—that is, healthful, tasty, environmentally friendly, and good for workers. In other words, ecofrugal.

My latest Money Crashers article delves into all aspects of the Slow Food movement. I explain how it started, what it stands for, and the benefits of eating this way. I also attempt to dispel some misconceptions about Slow Food (e.g., that it's expensive or snobbish) and explore ways to enjoy Slow Food on a tight budget.

What Is Slow Food – Join the Movement for Healthy Meals on a Budget

Thursday, March 8, 2018

Money Crashers: What “True Cost to Own” Means and Why It Matters

When we first bought what I still think of as our "new" car, about seven years ago, one of the factors I paid most attention to was how much it would cost us to own over the long term. I wanted to know not just how much we'd pay for the car itself, but how much we should expect to spend on gas and maintenance over the time we'd own it. Those "cost to own" calculators on sites like Edmunds were a big help with this, and helped convince me that spending the extra money on a hybrid wasn't worth it for us. (The money we'd spend on the car would never pay for itself in reduced gas costs, and if my goal was to minimize our carbon footprint, I could do it much more cheaply by buying a reasonably efficient gas-powered car plus some carbon offsets.)

Since then, I've done similar calculations for other big purchases, such as our new boiler (for which we chose a moderately efficient model, rather than a hyper-efficient one that was vastly more expensive) and a potential solar array (which we've decided will probably be cost-effective, but should wait until it's time to replace the roof). I've even crunched the numbers for much smaller purchases, like LED light bulbs and even new winter boots.

No one ever seems to talk about "cost to own" for purchases like these, but they really should. Any time you're spending a significant amount of money (whatever "significant" means to you) on a product you expect to keep for a long time, it's worth thinking about how much that product will cost you, not just up front, but over its entire useful life. There may not be cost to own calculators online for appliances or power tools, but it's still worth doing the math on your own.

My new Money Crashers article is an attempt to supply this need. In it, I explain how to decide when cost-to-own calculations are important, and how to perform them for five different kinds of purchases: cars, appliances, computers, tools, and clothing. That's not a complete list of all the products for which the cost to own is worth knowing, but with the techniques laid out in the article, you can figure out how to do the math yourself.

Check it out here: What “True Cost to Own” Means and Why It Matters for Big Purchases

Wednesday, March 7, 2018

Money Crashers: What Is a Living Wage?

For the last year or so, there's been a lot of noise at all levels of government about raising the minimum wage. Folks on the left (mostly) clamor for a $15 minimum, insisting that anything less is not a true "living wage"; those on the right (mostly) insist that raising the minimum wage to this level will hurt small businesses and ultimately throw more people out of work.

I don't have the economic skills to say whether the second argument is true, but I figured I could at least address the first. So in my latest Money Crashers article, I delve into the question of what a true living wage is.

This turns out to be a more complicated question than it appears, because it depends on so many factors. Location matters, because the cost of living is much higher in some parts of the country than others; so does family size, because obviously it takes more money to raise a family than to support only yourself. And, of course, there's the thorny question of what is an acceptable minimum standard of living. Obviously, you need a roof over your head and enough food to stay healthy, but what about, say, Internet access? Health care? Retirement savings?

In the article, I talk about the ways various organizations have attempted to answer this question, and the pros and cons of each model. I also discuss how cost of living varies by location and draw some conclusions about the most useful way to address the minimum wage issue.

Check it out here: What Is a Living Wage? – Minimum Income for Basic Needs Above Poverty

Tuesday, March 6, 2018

Money Crashers: 10 DIY Projects You Can Make Out of Free Wooden Shipping Pallets

Last year on Earth Day, I wrote about my conflicted feelings about shipping pallets. On the one hand, I know that using so much wood for pallets that will only be shipped once is really wasteful—but on the other hand, I really love the fact that all this waste wood provides a source of free (or nearly free) material for DIY projects. And I'm fascinated by all the different things it's possible to make with this free material. We've never done anything more complicated than a compost bin, but there are websites online devoted solely to pallet projects, and some of them are truly amazing: furniture, walls, floors, even entire buildings.

So I decided to indulge my fancy for pallet projects by devoting an entire article to this subject on Money Crashers. In this piece, I explore the many types of home and garden projects it's possible to create with pallet wood, from outdoor furniture to wine racks to wall art. (Basically, it's pallet porn.) I also discuss strategies for finding free pallets, selecting the best ones, and not least importantly, getting them home (something we ran into trouble with when we discovered full-sized shipping pallets are one of the few things that don't fit in our Fit).

Here's the article: 10 DIY Projects You Can Make Out of Free Wooden Shipping Pallets


Sunday, March 4, 2018

What to Buy Where (A Kind of Comprehensive Guide to the Best Grocery Prices in NJ)

This morning, I came across an article at Money Talks News entitled, "25 Ways to Spend Less on Food." (It appears to be a requirement now that any article published on the Internet contain at least one number in its title.) I started out just skimming through this, assuming it would just be yet another assortment of tips that I've heard dozens of times before, like "Cook at home" or "Buy generic brands." (Well, duh.) That turned out to be true for the most part, but the author actually caught my attention when she started talking about where she prefers to shop.

In one of her tips, "Consider a warehouse club membership," author Maryalene LaPonsie claims that her Costco membership is "saving me a bundle," particularly as she has a family of seven to feed, complete with two hungry teenage boys. However, she's much less enthusiastic about Aldi, saying "my experiences have only been so-so" at this store. That struck me as curious, since I've always found that of all the stores in our area, Aldi typically has the lowest prices on foods across the spectrum. Costco, by contrast, has provided only a few particularly good deals. So if I were on a tight budget and could only go to one store, Aldi would definitely be my first choice.

In real life, though, we're not under any such constraints. Rather than do all our shopping at Aldi (where the produce, in particular, is very hit-or-miss), we prefer to spread our shopping out across several stores. Instead of going to one store and buying everything we need for the week, like most people, we schedule stops at different stores every month or so and stock up on the things we know are cheapest there. That way, we always get the absolute best price on every item we buy.

So I decided that, rather than recommending one specific store as the best place for bargains, it would be much more useful to go through my price book and note which individual items we buy at different stores. That way, all of you out there in readerland can take advantage of the legwork we've already done.

Here, then, is the list of all the stores where we regularly shop, and what we buy there. (Note that it doesn't include most produce items, as those tend to vary widely in price from week to week, based on what's in season and what's on sale.)

Aldi

  • Butter: $2.99 per pound
  • Cereal (raisin bran): $1.99 for 20 ounces. (It used to be only $1.79, but it's gone up and is now at the very edge of our arbitrary, 10-cent-per-ounce limit. If it goes up any more, Brian—the cereal eater in our household—plans to switch to oatmeal for breakfast.)
  • Cheese (shredded or block): $2.49 to $3.60 per pound
  • Chocolate chips (for baking): $1.79 for 12 oz.
  • Dish detergent: $1.89 for 24 ounces.
  • "Fiber Now" snack bars (a knock-off of Fiber One): $1.89 for a box of six
  • Flour tortillas: $1.19 for a package of 20
  • Orange juice (the good stuff, not from concentrate): $1.99 for a 59-ounce bottle
  • Parmesan cheese in the can: $2.29 for 8 ounces
  • Peanut butter (organic): $3.39 per pound
  • Peanuts (for snacking): $1.89 per pound
  • String cheese: $2.79 per pound

We'll also buy produce here if it happens to be both a good price and in good condition; it varies from week to week. We also look here for items like cooking oil, salt, pasta, rice, and canned goods if we can't find them elsewhere on sale.

Costco

  • Birdseed: $13.59 for a 40-pound bag
  • Milk, nonfat: between $2.20 and $2.30 per gallon
  • Olive oil in the can: $5 per liter
  • Raisins (organic): $2.37 per pound. (Trader Joe's comes close, at $2.99 per pound.)
  • Rolled oats: 5 cents per ounce. (Aldi comes very close, at 5.45 cents per ounce.)
  • Sugar (organic): $.80 per pound, far better than any other store
  • Walnuts: $4 per pound

Raisin bran is also a good deal at Costco when it's available, at $1.53 per pound, but on our last several visits they haven't had any.

H-Mart

  • Eggs, Certified Humane: These vary in price, but we can usually find one brand that's on sale for between $2 and $3 per dozen, which is better than any other store in our area. "Cage free" eggs are sometimes cheaper, but as the Humane Society observes, this label is actually pretty meaningless.
  • Scallions: Prices vary from 20 to 80 cents per bunch—either much better or only marginally better than our local supermarket.
  • Tofu: Usually around $1 for a 20-ounce package.

We also buy other produce at the H-Mart if the prices are good. The store doesn't sell much in the way of organic produce, but its prices on conventional produce are usually better than other local stores'. Recent buys include 2 pounds of red onions for $1.49, limes for 20 cents each, and a 5-head pack of garlic for $1.29. We also shop here for other Asian staples, such as soy sauce, sesame oil, coconut milk, and rice noodles, but we don't buy these very often. This store probably has the best regular prices on fresh fish as well, but we prefer to buy it at Shop Rite on sale.

PA Dutch Farmers Market

  • Bacon ends (free-range): About $5 a pound
  • Kielbasa sausage (free-range): About $6 a pound
  • Rye flour: About $1.20 a pound
  • Turkey franks (free-range): About $4 a pound.
  • Whole-wheat flour: About 85 cents a pound

Unlike most of the stores on our regular round, the Amish market on Route 27 isn't a place we can conveniently visit in the course of our weekly routine. It's only open on Thursdays and Fridays until 6pm and Saturdays until 4pm, so we have to plan a special trip to shop there. We generally schedule a visit there every few months to buy a few pounds of free-range meat and, if we need it, some non-white flour. Prices vary from month to month, but they're lower than any other store's prices for free-range meats, and the flour is cheaper than any other store's regular price.

Shop Rite

  • Milk, nonfat: $2.50 to $3 per gallon. (It's cheaper at Costco, but it's not worth going to Costco if all we need is milk, so if that's all we need we'll stop by the Shop Rite instead.)
  • Milk, powdered: $14.99 for a box that makes 20 quarts. (We mostly use fresh milk ever since we found that it was actually cheaper, but we always keep some of the dry stuff on hand in case we run out and can't make it to the store right away.)
  • Whipped cream: $3 for a 14-ounce can.

These are the only items we regularly buy at Shop Rite, but the store also has good weekly sales, so on most of our trips there we also pick up several items that are on special. Recent buys included 5 pounds of whole-wheat flour for $2.99, a 20-ounce can of diced tomatoes for $1.19, and a pound of asparagus for $1.56.

Trader Joe's

  • Brussels Sprouts: $2.49 per pound
  • Chicken legs (free-range): $1.99 a pound
  • Chocolate chips (vegan): $1.99 for 12 ounces. (We use the slightly cheaper chocolate chips from Aldi for most things and save these for feeding our vegan friends.)
  • Cocoa powder (organic, Fair Trade): $3.99 for 8 ounces. (This is labeled "cacao powder," but it's not labeled "raw cacao," so we're assuming it's the same as cocoa. We haven't actually tried it yet because we're still working our way through our last 5-pound bag of cocoa from from Dean's Beans, which cost $10.65 a pound with shipping. So we're hoping this stuff from TJ's will prove to be a usable, cheaper alternative.)
  • Frozen peas (organic): $1.99 a pound
  • Frozen spinach (organic): $1.99 a pound
  • Gnocchi: $1.69 per pound
  • Greeting cards: 99 cents apiece
  • Popcorn (organic): $2.29 for 28 ounces
  • Raisins (organic): $2.99 a pound (if we don't have a chance to get to Costco)
  • Soap: $1.69 for 2 bars
  • Tawny Port: $5.99 for a 750-mL bottle
  • Toilet paper (recycled, 80% post-consumer material): $4.99 for 12 rolls
  • Toothpaste (cruelty-free and SLS-free): $2.49 for 0.6 ounces 
We also look here for bargains on organic produce, though we don't always find them.

Whole Earth Center
  • Bananas (organic): About 89 cents a pound
  • Chocolate (organic, Fair Trade): Usually we can find one brand that's on sale for about $2.50 for a 3-ounce bar. (Most recently it's been the Endangered Species rhino bar, with cranberries and almonds, which is really good.)
  • Mung beans (for sprouting): $2.12 per pound
  • Mushrooms (organic): $2.49 a pound. (Occasionally these are cheaper at Aldi, but not usually.)
  • Wheat bran (for baking): $1.28 per pound
  • Wheat gluten (for baking): $5.46 per pound
  • Yeast (bulk): $4.59 per pound

As for our local Stop & Shop, there's nothing that we consistently buy there, but we still both stop and shop there frequently—sometimes to pick up something we need in a hurry and are willing to pay a little extra for, other times to stock up on something that's on sale that week. Last Friday, for instance, Brian bought a jar of mayonnaise (which probably would have been cheaper at Aldi, but we happened to need it that night), a pound of penne that was on sale for 88 cents, and a box of matzo ball soup mix on sale for $1.

So there you have it: a comprehensive list of where to find the very best prices on groceries in central New Jersey. Of course, if you don't happen to live in central New Jersey, or if your list of staple items differs from ours, your mileage may vary. But our list should at least give you a good jumping-off point for finding bargains on the kind of grocery items ecofrugal individuals are likely to buy.

One final note: You'll notice that one item conspicuously absent from all the above lists is coffee. I used to buy UTZ-certified coffee (which isn't exactly the same as organic or Fair Trade, but meets strict standards for sustainability and fair pricing) at IKEA, which was quite flavorful and less than $7 a pound. However, IKEA has now let me down by discontinuing its UTZ-Certified line in favor of a new, Fair Trade-certified line called PÃ…TÃ…R, which does not include a decaf coffee. Neither Costco nor Trader Joe's carries any coffees that are both organic and decaffeinated, and the best price I've found at any regular supermarket is $12 a pound. I can still buy the beans in bulk from Dean's Beans, but it now costs $12.60 per pound with shipping—not to mention that I have to buy 5 pounds at a time, and at the rate I drink coffee, it will lose its flavor long before I've consumed all of it. So if anyone out there knows a good place to buy organic, Fair Trade, decaf coffee at a more reasonable price, please mention it in the comments. I may not drink coffee as often as I used to, but I'd still like to have a decent brew available when I want it.