Sunday, September 17, 2017

Money Crashers: Best Affordable Tabletop Games

Regular readers of this blog will know that Brian and I are big fans of board games. We have a large collection of games at home, and we regularly give them as gift to each other, family and friends—for anniversariesbirthdays, and holidays. I consider them one of the most ecofrugal forms of entertainment, measured in cost per hour: you can get countless hours of entertainment out of a single game that costs $20 to $60, or much less if you buy it at a yard sale. And with thousands of different games to choose from, there's something to please pretty much everyone.

Yet this cheap, versatile form of entertainment remains pretty much a niche activity. True, interest in board games is on the rise; the increase in sales has attracted enough attention for such disparate publications as VICE and USA Today to label it a "board game renaissance." But the fact remains that when you talk about "gaming," most people assume you mean electronic games. And that's a pity, because board games offer an experience no computer game can match: the chance to share the fun with other people right in the same room.

So my latest Money Crashers piece is a paean to the joys of tabletop gaming. I wax rhapsodic about many different types of games you can enjoy even in the middle of a power outage: board games, card games, role-playing games (RPGs), and party games such as Charades. In each category, I name several popular choices that can provide unlimited hours of fun for $40 or less—less than the cost of a new console game you'll play only once. I also include at least a few choices that cost virtually nothing: free, printable board games from Cheapass Games, card games that require nothing but a deck of playing cards you can pick up at any dollar store, RPGs with sample rule sets available for free, and party games that require nothing but a pencil and paper.

The fun starts here: Best Affordable Tabletop Games – Board Games, RPGs, Cards & Party Games

Saturday, September 16, 2017

Money Crashers: How to Avoid Miracle Health Scams & Fraudulent Health Products

Just a quick update here to let you know about my latest Money Crashers post, in which I discuss miracle health remedies—which is to say, miracle health scams. This particularly despicable type of scam preys on sick people desperate for a treatment that's easier, more effective, or less expensive than what mainstream medicine has to offer. Unfortunately, the only ones that work at all are the weight-loss remedies—and only because they make your wallet lighter.

In this article, I outline the perils of bogus "miracle cures," identify several conditions for which these scams are common, explain what really works for these conditions, and give a quick rundown of how to spot a health scam and what to do if you've been scammed.

Here's the skinny: How to Avoid Miracle Health Scams and Fraudulent Health Products

Wednesday, September 13, 2017

Money Crashers: 6 Ways a Pressure Cooker Can Save You Money in the Kitchen

Since we got our little pressure cooker back in 2011, we've discovered all kinds of things we can do with it. It's not great for polenta, but it can make rice, potatoes, barley, and quinoa in record time. It can cook up dried beans much faster than the a regular pot - even getting some types edible in under an hour with no pre-soaking. And it makes homemade applesauce that's much better than the stuff you buy in a jar.

All in all, this little tool has proved to have so many benefits that I thought it deserved an article all to itself on Money Crashers. The site already had several pieces on the benefits of using a slow cooker, so I thought it was only fair to include one on the pressure cooker, which I've found to be at least as useful, if not more so.

This piece is basically "Everything You Always Wanted to Know About Pressure Cookers but Were Afraid to Ask." I go into such topics as:
  • How a pressure cooker actually works
  • The various ways it can save you both time and money in the kitchen (including energy savings, making cheaper ingredients easier to use, and speeding up home-cooked meals)
  • Types of pressure cookers, and what to look for when buying one
  • Steps in the pressure-cooking process
  • Tips for using this tool safely (spoiler alert: don't worry, they're much safer than they used to be)
  • Specific dishes that are great to make in the pressure cooker
  • Where to find pressure cooker recipes

Sunday, September 10, 2017

Recipes of the Month: Fun with quinoa

Last weekend, we made our first official Costco run since signing up for membership in July. We stocked up on a bunch of things we'd found Costco to have the best prices on, including cereal, milk, raisins, sugar, olive oil—and a 4.5-pound bag of quinoa for $10. We dabbled a little bit with quinoa last year, when we picked up a container of it on sale after Passover, and we enjoyed it enough to keep an eye out for good deals on it since then in hopes of trying it again. However, until recently, the best price we'd seen was $4 a pound at Trader Joe's, which was more than we were prepared to pay. When we discovered the stuff at Costco for around half that price, we decided it was time to pick some up and try experimenting some more.

So, after bringing home the big bag, Brian went on a hunt for good quinoa recipes. The first one he tried was this Quinoa with Apple and Sage from the Live Well Network, for which we happened to have most of the ingredients on hand; I'd picked up some apples from the farmers' market, and getting a tablespoon of fresh sage off the enormous sage plant in our front yard was child's play. He did tweak the recipe just a bit, substituting some onion for the shallot and plain raisins for the golden raisins, but he figured these changes wouldn't affect the flavor too much.

The dish was quite easy to make, and it was indeed very flavorful—almost too much so, in my opinion. In addition to the faint nuttiness of the quinoa itself, there were the mingled flavors of apple, raisins, onion, sage, cinnamon, cayenne, curry powder, and the savory Penzey's vegetable soup base we used for the broth, all competing for attention. To me, this felt like it was a bit of a sensory overload. I still liked it, but I found the riot of flavors a bit too overpowering. My inclination is to try this dish again soon, but next time, leave out the teaspoon of curry powder and let the simpler flavors in the dish stand up for themselves.

Pleased with this success, he went straight on to the next quinoa recipe on his list: Quinoa with Leeks and Herbs from A Couple Cooks. Unlike the first one, where all the ingredients are cooked together, this recipe starts out with cooked quinoa, so Brian decided to try something else he'd been curious about: cooking quinoa in the pressure cooker. The instructions at Hip Pressure Cooking claim it's possible to do this in just one minute, but like most pressure-cooker recipes, that's a bit misleading; what it really means is that it only spends one minute cooking at full pressure. Counting the entire time it takes for the cooker to come up to pressure and then depressurize afterward, it's more like 15 minutes total—only about 5 minutes less than the time it takes to cook the quinoa for the other recipe on the stovetop. But it does come out nice and tender.

The good news is that, once your quinoa is done, the rest of the dish comes together in minutes. Just sauté the leeks for a few minutes, chop and toast the walnuts, and stir it all together with salt, pepper, and fresh sage and thyme (once again supplied by our herb bed). This wasn't nearly as complex a dish as the first one, but between the leeks and the herbs, it still packed quite a wallop of flavor. In fact, those green, herbal flavors pretty much overpowered the quinoa itself, and as for the walnuts, you could only tell they were there by the occasional crunch. Of course, a bit of texture variety in a dish is nice, but it does seem like a bit of a waste to use an ingredient as pricey as walnuts—and, for that matter, quinoa—if you can't really taste them.

Indeed, Brian's observation was that it seemed the creators of both recipes seemed to be trying to deal with the "odd" flavor of quinoa by basically drowning it out with other, stronger flavors. That seems kind of silly to me, because if you don't like the flavor of quinoa, why would you eat it instead of some cheaper source of starch like rice or buckwheat? Sure, it's healthy stuff with plenty of protein, but it's not exactly the only food that's high in protein, and many of the others (eggs, chicken drumsticks, tofu) are cheaper. It seems to me the best reason to eat quinoa is because you like eating quinoa, so the best quinoa recipe would be one that highlights and complements the unique flavor of this pseudo-grain rather than covering it up.

Fortunately, Brian's still got one more quinoa recipe on his list to try—a sort of quiche-like concoction with spinach, eggs, and Greek yogurt. So we'll probably try that later in the month and see how it does at letting the flavor of this funky ingredient come through.

Saturday, September 9, 2017

Money Crashers: 18 Essential Tools for Do It Yourself (DIY) Projects

Here's another new Money Crashers article, this one on the topic of what tools are most important for DIYers. I've already done a Money Crashers article on tool lending libraries, but naturally, not everyone is going to have one of those in the neighborhood—and even if you do, there are a few really essential tools that you probably don't want to have to run out and borrow when you need to do a quick repair. If your toilet is leaking, you want a wrench right there, ready to hand; you don't want to leave the water running while you run out to get one, and hope it's not already checked out.

So which tools truly are important to keep on hand? I consulted several articles on home-repair sites, and I came up with a list of a dozen tools that multiple experts name as essentials. This article runs through the list, with explanations of how each tool is used, how to choose a good one, and how much you should expect to pay. And for more advanced DIYers, I name an additional six tools that you can add to upgrade your home tool kit when you're ready.

Here's the full list, with details: 18 Essential Tools for Do It Yourself (DIY) Projects

Friday, September 8, 2017

Money Crashers: How to Buy Vegan

After a long delay due to staffing problems, Money Crashers has finally started published some of my articles again. And the first of the lot is on a subject I've touched on many times here: the difficulties of ecofrugal shoe shopping.

I first wrote back in 2013 about what an undertaking it is for me to find new shoes whenever an old pair wears out. The trouble, as I explained, is that I have what is apparently a very unusual combination of circumstances: wide feet, a vegetarian lifestyle, and thrifty habits. Finding shoes that fit me well is hard enough; finding a pair that's leather-free shoes, reasonably well-made, and not outrageously expensive is next to impossible.

Over the years, though, I've learned a few things about where to look. I know, for instance, that if I'm going to shop online for shoes, I have to stick to sites like Zappos and ShoeBuy, which offer free shipping and free returns, so that I don't spend lots of money to try on shoes that don't fit. I've also discovered brands that offer leather-free shoes in non-standard sizes, such as Propet, from which I bought my latest pair of winter boots. And at some point it occurred to me that all this knowledge I've amassed might actually be of some use to other people who find themselves with the same problems I have in finding footwear.

So I've now gathered together everything I've learned, along with the fruits of some additional research, in one comprehensive guide. It lists all the stores I know that specialize in leather-free footwear, with some details about what kind of shoes they sell and what their prices are like. I also offer suggestions on where to find specific types of footwear (such as dance shoes, dress shoes, and athletic shoes) and other accessories (purses, wallets, luggage, and sporting gear such as ice skates). It's the shopping guide I wish I'd had when I first became a vegetarian and had to figure all this out on my own. I only hope that there are a few newbie vegetarians out there who now won't have to.

Read about it all here: How to Buy Vegan and Herbivore Shoes, Clothing & Accessories

Monday, September 4, 2017

A look at Brandless shopping

A week or so ago, I came across an interesting article in Advertising Age about how Millennials shop. Apparently, they're far less brand-loyal than previous generations. They care about the quality of the product, certainly, but not about the name on the label; they'll happily switch from one brand to another to get better quality, or the same quality at a better price.

The article went on to cite Brandless, a new online store that started up just last July, as a retailer that targets this new shopping trend. The goal of the site is to sell high-quality products at low prices by eliminating what the owners call "BrandTax": the advertising costs that get wrapped into the price of most national brands. The owners estimate that BrandTax jacks up the price of the average product by 40 percent, and for beauty products, it can be over 350 percent. So the site is approaching retail from the opposite direction: focusing strictly on the quality of the product, not the brand name. And to emphasize just how much this helps them keep costs down, they've priced every single item on the site at a flat $3. This simplifies shopping on the site and encourages people to try new products, since even if you don't like it, you're only out three bucks.

Since I'm a Gen X-er who shops like a Millennial, this site naturally intrigued me. I always look for the best prices on worthy products—nontoxic, organic, Fair Trade, and so on—and one of the best ways I know to find them is by embracing high-quality store brands at Trader Joe's, Aldi, and now Costco. Would Brandless, I wondered, be a worthwhile addition to my list of places to shop cheap but good?

So I browsed the entire selection of products at Brandless, looking for ones that (1) I would actually use and (2) I couldn't get cheaper somewhere else. Unfortunately, after running through every single product on the site, I came to the conclusion that there weren't any that met these two simple criteria. It wasn't that the Brandless products weren't good; it was just that, on the whole, they weren't any better or cheaper than the ones I'm buying now.

Here are a few examples:
  • Organic Peanut Butter. Both creamy and crunchy varieties are available at $3 for 12 ounces, or $4 a pound. However, a one-pound jar at Aldi is only $3.39.
  • Coffee. The organic, Fair Trade medium roast is $3 for 6 ounces, or $8 a pound. Unfortunately, like the new PATAR line at IKEA—which has supplanted my beloved MELLANROST—it doesn't come in a decaffeinated variety, so it's not much use to me. (Millennials, I guess, don't drink decaf.) But even if you want the hard stuff, PATAR is a much better value if you can get it, at under $5.50 a pound.
  • Organic Raisins. They're $3 for 10 ounces, or $4.80 a pound—much more than the $3 a pound we used to pay at Trader Joe's, and more than twice the $2.37 a pound we're now paying at Costco.
  • Organic Sugar. A 24-ounce bag is $3, which is $2.00 a pound. That's not as good as the $1.45 a pound Aldi charges for a 2-pound bag, and nowhere near as good as the 80 cents a pound we just paid for a 10-pound bag at Costco.
  • Toilet Paper. The "tree free" TP at Brandless is made from bamboo and sugarcane bagasse, and costs $3 for 6 rolls, or 50 cents a roll. The 100% recycled TP we buy at Trader Joe's costs $5 per dozen, or 41.7 cents a roll. 
  • Toothpaste. The toothpaste Brandless sells proudly touts itself as "fluoride free," which is baffling to me, given that fluoride is the one ingredient that actually keeps your teeth healthier. (Even all-natural health guru Andrew Weil says you're definitely better off with a fluoride toothpaste.) So I certainly see no reason to pay 75 cents per ounce for this, instead of 33 cents per ounce for SLS-free, cruelty-free toothpaste from Trader Joe's.
Product after product, the pattern was the same. Dish soap, cotton swabs, coconut oil—all cheaper, and just as good, at the stores where we shop now. Even the few products that were marginally cheaper on Brandless than they are at our local stores—such as the organic beans for a dollar a can, or the organic flaxseeds at $2 a pound—would end up costing us more after shipping. And there were many products on the site that were no use to us at all, such as bagged popcorn (we pop our own), paper napkins and tissues (we use cloth napkins and hankies), organic cotton tampons (I've been using the same set of reusable Glad Rags for close to 20 years), and multi-surface cleaner (we use DIY vinegar-and-water solution).

So is there anyone out there who would benefit from shopping at Brandless? Yes, possibly. One thing Brandless carries is a selection of gluten-free products, such as macaroni and cheese ($1.50 per box), baking mixes, corn-based and quinoa-based snacks, and things you wouldn't normally suspect of containing gluten, like pasta sauce and mayonnaise. So if you're a gluten-intolerant person with a need for this kind of product, Brandless could be a good place to get it—although if you live near an Aldi, I'd recommend checking out their extensive LiveGFree line first. Brandless could also be a good place for people who live in an area without any Aldi or Trader Joe's stores to find organic and natural products at a reasonable price—though it's important to factor in the shipping cost and make sure they're really a better deal than your local store.

For most ecofrugal folks, though, I'd say the most useful thing Brandless can provide is ideas. The site offers a variety of "bundles" that look like they might make useful gifts for the person who's hard to buy for, such as the $24 "beauty basics" bundle for eco-conscious fashionistas (cruelty-free and natural versions of eight products, including hand cream, lip balm, toothpaste, and cotton balls), the $30 "dorm essentials" bundle for college students (various dorm-friendly snacks, herbal tea, a mug, lip balm, mouthwash, and all-purpose cleaner), and the $114 "new home starter kit" for a wedding or housewarming gift (a little of everything, including foodstuffs, cleaning supplies, kitchen tools, and tableware). The thing about these bundles is, you could probably put together your own version more cheaply at a local store, such as TJ's, Aldi, or one of the new Lidl stores that have opened this year from Virginia to South Carolina. So you can check out Brandless for an example of what to put in a gift basket, then assemble it on your own and avoid the shipping fees. Brandless products can also provide ideas for inexpensive stocking stuffers, such as fancy lotion, lip balm, and snacks.

Of course, Brandless is just getting started. If the site is a success, it will no doubt expand its product offerings, and eventually it may even have some bargains to rival those at Aldi and Costco (and IKEA, for home products). So it's worth keeping an eye on the site in the future. But for the present, I think it's more interesting as a concept than as a useful shopping destination.